Is My Portfolio Structure the Best Way for Me?

If you are an accumulator in this moment, this is the point of maximum financial opportunity. We all have a great opportunity to buy lower right now than we were able to at the beginning of the year. I would ask caus anthony, he didn't give us his age, but if, but i want to give him some perspective here. He says, from what i've read, the target date retirement fund may not get the best returns. What would be the best application for me? F y i i'm maxing out my traditional contributions, and backgo rothing remaining after tax inside of a fidelity account to catch up on start-up costs.