You Should Write a Book About Financial Literacy Education

There's a thesis out there that says that financial literacy education is great, but people rapidly forget about it. How do we get past the sort of short termism? One that you obviously identified earlier is opt out versus opt in. Think how badly this country would feel if there were a large number of people in their 70s, 80s and 90s who were highly focused on the fact that they really were hurting financially.