27 July 2023 Jim Colassano of The Clearing House on the RTP Network, Interoperability, Instant Payments Use Cases, and Indiana Jones
Off the Rails from the U.S. Faster Payments Council - FPC
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The Importance of Instant Payments
RTP is adding to the overall network traffic because it's making each individual transaction more valuable. I don't see it actually making a material dent NACH traffic in the near term. But again, my crystal ball doesn't go out that far. The usage and adoption of instant payments will diminish the use of ACH.
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