House Hacking vs Buying

If you house hack, it will take 12 point two years on average for you to recoup the cash you spent on your down payment and closing costs through your increased cash flow. After ten years, in this scenario, the house hacker would be more than a hundred thousand dollars wealthier than the average renter. The break even point for both cash outlay and net worth is just two years, but the 30 year benefit out at 569 k for net worth and 29 thousand 200 for cash outlay.