How Much Do You Need to Retire Early?

For a 20 year old to retire at forty five, you have to be saving 26 %. And then for a 20 gerold that wants to save it wanes to retire at 50,. If you're 50, you hve to have a 28 % savings rate. Then if your, if you, if you're aged 25 wanting to retire at 55, you need to be saving 17%. So everything you showed there was very powerful, but it was making one big assumption, was assuming you come from nothing. That's right? You were starting from either aged 20 at zero, or aged 25 and zero. There are people that may be your parents. Cause, look, we talk about