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Optimal Finance Daily - Financial Independence and Money Advice
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5 Ways to Stop Credit Card Company Harassment
The fair debt collection practices act, part of consumer credit protection act, maps out practices that are prohibited by law. The easiest way to stop collection harassment is to write the collection agency a cease letter. Most companies will reduce your interest rate if they know it increases the odds of getting some of their money back. And no one wants to lose business to a company offering a lower interest rate.
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