Is the One Approach Right or Is It Wrong?

I think it's much more nuanced than as the time goes by I think the two lines get blurred also because of technology. The risk-based explanations need longer time to play out some of this behavioral drivers are more short-term driver. It was a great experience we did very well during the quant meltdown and it was also an opportunity to see up close what was happening behind the scenes in the markets how the financial crisis was developing. Even though George SARS had retired from active investing when he saw what was happening in the markets he came back and so I'm excited yeah.