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When Should You Use Your Emergency Fund?

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Home Ownership - Don't Chase 20 % Down Payment

If you are buying your very first home ever, don't feel like have to chase that 20 % number. So long as you still fall within that 25 % of total income threshold for your service. If you only put three, five, ten% down on that first house. Now that's only on your first house. But if you decide you want to level up, if you decision you want to upgrade or move to your second home, well then you got to do the 20%.

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