Money Management for People Who Hate Budgeting with Emilie Nutley
Point Of The Story
Why emergency funds can create guilt
Emilie criticizes rigid emergency-fund rules and describes how they can fuel shame when used.
When I needed a $3,800 oil tank for my house, I didn't dip into my savings. Instead, I ran a 24-hour flash sale with the code GETSARAOIL and made the money instead. My guest has thoughts about this strategy, and they might surprise you!
In this episode, I sit down with Emilie Nutley, finance coach for women and owner of the most delightful British accent you'll ever hear. Emilie's here to give us the girly money chat we've been craving, complete with finance spreadsheets that don't make you want to cry and money management that works with your squirrel brain.
TOPICS & TANGENTS
— The difference between money mindset and money management
— The chocolate orange obsession that transcends continents
— Emilie's three-card spending system
— Her controversial opinion about emergency funds
— Jelly Cat and Cars collections and why we're all just big kids
— How to know what "enough" money actually is
POINT OF THE STORY
Stop micromanaging every dollar and start managing your money like the confident business owner you are, with simple systems that work with your brain, not against it.
GIVEAWAY
Want a free order of bean water on me? Tag me @btlcopy and Emilie @emilienutley on your Instagram story while you’re listening, and one lucky winner will get TWO caffeine fixes on me!
AND — count how many times we drop the F-bomb in this episode. DM me the number, and you could win a prize!
Love you, mean it. 🖤
EMILIE LINKS
— Follow Emilie on Instagram
— Check out her website
— Browse her offers here
— Enroll in her program Cashflow Confident
— Emilie’s walkout song
BTL LINKS
— Use code "MILLIONAIRE" for $100 off my website copywriting course, Site Series Sprint.
— Join the Point of the Story community on Slack.
— Leave feedback or episode requests in our Suggestions Box.
— To stay up to date with all things Point of the Story, follow on Instagram and Substack.
— Follow me on Instagram, Threads, and Substack.
— Subscribe to my newsletters Tuesday Table of Contents for one marketing tip, once a week and Millionaire Moment for the insider tea on how I plan to make $1 mil in sales by my 31st birthday.
— Check out my website betweenthelinescopy.com.
TIMESTAMPS
00:00 Intro
00:26 Meet Emilie, Finance Coach & Posh Farmer
02:17 Rapid-Fire Squirrel Brain Questions
14:26 Be Proactive With Your Money, Not Reactive
21:39 How to Split Your Money (Without 47 Different Accounts)
23:12 Money Mindset VS. Money Management
28:10 Should You Budget or Should You Just Make More Money?
34:46 You Need a Breathing Fund
40:26 Talking Shit About Profit First
43:45 Money Fears & Why Comparison Is Toxic
49:59 Closing
This episode was edited by Adrienne Cruz.
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