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435: Ask Mindy and Scott: Early Retirement, Asking for a Raise, and Stolen Money

BiggerPockets Money Podcast

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The Cost of Manipulating Your Life

"He doesn't want to take a position of Medicare from somebody who actually needs it. So he does Roth conversions from his 401k to increase his income so that he is not on Medicare, but still getting the maximum subsidies," she said. "His out of pocket monthly cost is approximately $300 a month, qualifying for the maximum subsidies on the exchange while staying off Medicare."

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