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What Retirement Planning Software Should I Use?

Retirement Answer Man

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Index Annuities With Guaranteed Downside Protection

The money that is going to be most volatile going up and down, whether it's dividend stocks or not, are going to be monies that are very long-term. So you don't worry about it so much because you have at least a five-year cushion of safer assets to draw fromor use to move around the board. Phil: I am considering investing about 20% of my IRA assets into an annuity that is tied to the S&P 500. It guarantees 20% downside protection, has no explicit fees, and pays out in six years.

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