Starting a Family and Managing an Emergency Fund

How do you know if you have enough, without knowing what new expenses are coming? Do you do double the fund? Is there some other rule? How should you think about that? Um, as you may be kind tof get nervous about the unknown. Well, think about what an emergency fund is. This is to keep your financial life out of the ditch. If you only have one person working, that's a bigger risk to the household. You need to probably lean more towards the six months on the three to six months.