How to Retire With Less Than 3 Million Dollars

I'm actually pretty public with my finances and what I have. The structure of the portfolio is probably very typical of the fire community in that it's primarily in index funds and real estate. About a million of that is invested in some REITs but primarily in stock market index funds. And then the rest of that is in a variety of other things like the house. There's a lot of home equity in the place where we live. But I also have investments in other companies. So not all of it is liquid but still, I feel like for a lot of people, this would seem like, oh my God, I read the stuff on Reddit.

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