RegTech Solutions

I don't have data like you do, but just anecdotally working in this space, it's clear that adoption is accelerating. And I've attributed a lot of it just to the maturing of the RegTech solutions. You can't blame a risk manager at a bank for being hesitant to adopt a very young technology with a very, very young startup company. But now as you say, we've had five years plus and longer for some of the companies and they're performing. The regulator is getting more comfortable every day and so is the industry as well.