Why Do Poor People Make Poor Financial Decisions?

Research has constantly shown that the structural environment that, you know, a lower class individual is stuck in makes them make poor financial decisions. There's even been some psychology experiments and studies done where living in poverty for an extended period of time actually has been shown to change a person's brain chemistry. So they aren't actually physically able to make those what we think of as doing air cit now correct financial decisions or, youknow, practical good recisions,. Because everything's thrown off. And so it's like, why don't poor people just save up and make better financial decisions whileits lie?