What Are the Primary Risk Areas?

Regulators are focused on the use of these technologies for illicit financial services. We're worried about consumer protection, how do we make sure that as this kind of maintains or achieves more widespread distribution? There's been increasingly a worry of potential systematic risk if these tools become more incorporated into our banking system. To me, one of the critical things that we do need to crack and I spent a career looking at some of these issues are the issues surrounding kind of AML controls identity - where we go there.