The Evolving Landscape of Payment Sector

This chapter delves into the impact of software on the payment sector, emphasizing the importance of owning or partnering with software to enhance sales and broaden service offerings. It explores the recent fluctuations in valuations for fintech companies, the rapid evolution of the payments industry, the potential for companies to focus on wholesale processing, and the opportunities for financial companies to offer value-added services. Additionally, it discusses the current landscape of commercial payments, the intersection of payments and consumer lending, and the potential pathways for buy now, pay later products to evolve.