How to Pay Off Your Credit Card Debt

Dave Ramsey answers a caller's question about using retirement money to pay off his credit card debt. This is the Ramsey Call of the Day, part of the Ramsey Network. Patrick in Fresno, California: I've got over a quarter of a billion in my retirement account and over the years I've seen it go up and down. Would it be better off to use the assets I have now, pay off my debt?