Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today!

In this episode of The Personal Finance Podcast, Andrew reveals the exact 12-step process to buy a house in 2026—running the numbers most people skip, getting pre-qualified without overspending, mapping your budget with the 30% rule and 6-month emergency fund, planning your search strategy and criteria, finding the right agent, assessing true costs including renovations, taxes, insurance, and maintenance, making creative offers with essential contingencies, using negotiation tactics like seller credits and rate buydowns, leveraging the inspection period to avoid costly surprises, conducting a final walk-through before closing, and managing your finances after the close with repair funds and insurance optimization.

Listen to The Business Show here.

Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals

Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at http://Indeed.com/personalfinance
Join the loyalty program for renters at joinbilt.com/PFP
Go to http://policygenius.com to get your free life insurance quote.
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to http://fundrise.com/pfp
Get 50% Off Monarch, the all-in-one financial tool at http://www.monarch.com/PFP
Find your next dream home, start searching now. Download the http://Realtor.com app today
DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!

Resources Mentioned:

Here is the Total Cost of Ownership Calculator

Connect With Andrew on Social Media:

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Buy a House in 2026!

The Personal Finance Podcast

Ad break

The AI-powered Podcast Player