Are You a Retiree?

Retirement is a series of small liabilities that come do they're not all do at once right? So like there are these little changes people can make that actually can have a big long-term effect. We say hey if the market goes down 20% how would you feel about that? Well, that's not a good One they don't know down 20% is we're not looking to make emotional decisions so I like you are analogy like hey imagine that we're driving to this destination What if we need to take a detour? They what ifWe need to tighten our belts and I make this like belt adjusting thing like all right at some point the markets will go down We'll need