918: [Part 1] Should I Get A Credit Card? by The Finance Twins on Theft Protection & Lower Interest Rates
Optimal Finance Daily - Financial Independence and Money Advice
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The Benefits of Using a Credit Card
In 2017, credit card debt in the U.S. topped a trillion dollars. Credit cards provide security because if you lose the card or your information is stolen, the criminals cannot drain your bank account. If you are unable to pay off your credit card in full each month, you should not use them at all. Use it like a debit card and don't carry a balance at the end of your billing cycle.
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