1978: Stocks - Part XV: Target Retirement Funds, The Simplest Path To Wealth Of All by JL Collins
Optimal Finance Daily - Financial Independence and Money Advice
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Target Retirement Funds
Target retirement funds have become very popular as options in the four o one k and four o three b retirement plans offered by employers. The expense ratios range from point one seven to point one nine, depending on the fund. If you want a more conservative, greater percentage of bonds approach, choose a date before your actual retirement. In deciding, be sure to remember what we learned looking at the trinity study in our discussion of withdrawal rates. A strong dose of stocks is critical to a portfolio survival rate, especially once you begin drawing money out.
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