Why People Get Used to Debt and Decline

The conversation follows Michel Durand-Wood's path from noticing small local cuts—closed pools, rising taxes—to understanding his city as structurally insolvent. Along the way, he and Chuck talk about grants, debt, Canadian and U.S. examples, and why efficiency alone hasn’t fixed anything.

• Dear Winnipeg (Site)
• You'll Pay For This! (Book)
• Chuck Marohn (Substack)

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