The Myth of 20% Deposits

The third point that we'd be telling our younger selves is you do not need a 20% deposit to purchase a property. You could get in with a smaller deposit, maybe even a parental guarantor for even a 5%. And just on the state bit, understanding that like in New South Wales, for example, we can choose land tax over a stamp duty. So there might be, again, accelerating your entry by two or three years because of that one decision.