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1821: Building Credit - How To and Why It’s Important by Michelle Schroeder-Gardner of Making Sense of Cents

Optimal Finance Daily - Financial Independence and Money Advice

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Building Credit, How to Build Credit and Why It's Important

There are often mistakes on credit reports, and unless you say something, they will stay on there. A much better number to focus on is your net worth. I've been able to maintain a high credit score by putting most of my spending on credit cards and then paying them in full each month. But my reason for doing this isn't real for the credit score. It's more for the convenience and to get the credit card points.

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