How to Refinance a COVID Loan

So you had $120,000 FHA loan when you purchase the property. And then you were able to get for your COVID hits weeks after you close. You go into forbearance. You're able to keep your job. Throw it all this kept kept my job. I actually use that's what I was saying earlier. I use your method job hop and I increased my income from, I started at 55,000. And in a year and a half, I was up to 150 grand. So basically they just, the bank says, because of COVID, like the government said, you don't have to pay. Okay. Now walk us through the technical terms here for

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