Is the Job Market Lagging?

The consumer is not in a good financial position. Credit card utilization is still skyrocketing. The black hole that is buying out pay later is still going to be one of those areas, going to be a huge area of concern. And so we're looking at the jobs market. We are seeing that there is steadily slowing down trends. There hasn't been impactful layoffs but that's not going to be the area to look for for leading economic indicator because the job market is going to be lagging.