401k Like Funds for 25 Year Olds

Right now, your FICA contributions, your Social Security contributions top out at about 137 a year. What you're suggesting is everything above 137 or some percentage above 137, you get to put into a 401k like funds over and above what your current limitations are. 80% of what you move in goes in as if it's a pre-tax investment. So when you take it out on the other end, you're not paying taxes. And 20% of it gets moved into a fund that gets put into individual investors a similar 401k like Funds that they manage.