How to Get a 100% Loan on Your Mortgage

There always has to be an amount that the bank keeps as their safe zone in case they have to sell you up. If your mortgage at the moment is less than that 80%, then you can extract your deposit from your existing equity. Now, if you take a deposit and then you use that towards an investment property, then you can also borrow against that investment property. So essentially, you're borrowing 100% of the money.