The Role of Payment Infrastructure in Banking

The relationship that the banks have with their customers is a trusted relationship. We're now creating an infrastructure that allows the banks to create user experiences that conform to the way their customers want to access the network. So all of these things are helped to elicit trust in these networks. And the last comment I would make is when individuals in particular look at payment capabilities, you look at digital wallets and all that kind of stuff, those operate as front ends to the payments infrastructure. But it is the payment infrastructure that we need to secure because that is what actually moves the information.