How Do We Get People to Save More Than 3% of Their Income?

3% is too low of a savings rate to replace 75% of employment income during retirement. How do we get people to save more than 3% of their income? Help people understand what the impact is when they are retired, if they don't save more. And we ought to be teaching that day after day after day. Teach it in high school. Teach it when people first join in a retirement plan. teach it in the public domain all the time.