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2032: Is It a Good Time to Refinance Your Mortgage? by Kumiko

Optimal Finance Daily - Financial Independence and Money Advice

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How to Refinance a Home Loan

Before you start loan shopping, take an honest look at your credit. Your three credit reports and scores play a huge role in whether or not you can qualify for a new mortgage. Better credit generally equals lower interest rates. Figure out the break-even point on your new mortgage to see if refinancing makes sense.

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