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Everything You Need to Know About Your 401(k) (Are You Losing Money?)

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Advance Strategy Number Two, the Mega Back Door Roth Conversion

The mega roth conversion is only available inside of specific for ank plans with specific provisions. You can go above the salary defers with after tax contributions and immediately turn them into wroth funded contributions through a conversion someoy giveu a example. If your plan allows for after tax four one k contributions, you could elect to put another 27 thousand dollars into your four o one k of after tax contributions. That then all the earnings, all of the growth, will be tax free forever.

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