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Episode 2879:
Ramit Sethi shares actionable strategies to rebuild your credit, emphasizing the importance of negotiating a lower APR, maintaining long-term credit card accounts, and responsibly increasing your credit limit. He also provides guidance on selecting the right credit card, especially for those starting with bad credit or no credit history, to help you progress towards better financial health.
Read along with the original article(s) here: https://www.iwillteachyoutoberich.com/blog/credit-cards-to-rebuild-credit/
Quotes to ponder:
"To avoid having your account shut down, set up an automatic payment on any card that is not your primary card."
"Lower is preferred because lenders don’t want you regularly spending all the money you have available through credit."
"Fees are only going to slow you down at this stage."
Episode references:
I Will Teach You to Be Rich by Ramit Sethi: https://www.amazon.com/Will-Teach-You-Rich-Second/dp/1523505745
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