Strategy for paying down heavy consumer debt

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Dave Ramsey and Ken Coleman answer your questions and discuss:

• “My parents just told me they don't have anything saved for retirement”
• “I’m 54 with $23,000 of debt and have nothing saved for retirement. Will I ever be able to retire comfortably?”
• “I’m $17,000 underwater on my van, should I sell it?”
• “We have $83,000 of debt, and our loan officer is telling us to refinance our home to pay off our debt”
• “Should I take out a Small Business Line of Credit to buy an investment property?”

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠

💻 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Need help with your taxes? See who we trust!

🏢 ⁠Join the Crusade! Apply Now!⁠⁠⁠⁠⁠⁠

🎟️ ⁠⁠⁠The Ramsey Show Live Tour: Get Your Tickets!⁠⁠

📘 Preorder Stop Talking, Start Communicating

Connect With Our Sponsors:

• Get 10% off your first month of ⁠⁠⁠⁠BetterHelp⁠⁠⁠⁠
• Go to ⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠ to switch today!
• If you want your car to keep going and going, trust ⁠⁠⁠⁠Christian Brothers Automotive⁠⁠⁠⁠. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
• Learn more about⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠
• Get started today with⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠
• Get 20% off when you join ⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠
• Go to⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠ for an exclusive account bundle!
• Debt collectors hassling you? Take back control of your life at ⁠⁠⁠⁠Guardian Litigation Group⁠⁠⁠⁠
• Find top health insurance plans at ⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠
• Use code RAMSEY to save 20% at ⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠
• Visit⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠ today to learn more.
• Get started with ⁠⁠⁠⁠YRefy⁠⁠⁠⁠ or call 844-2-RAMSEY
• Visit⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠ or call 1-800-356-4282 for your free instant quote today!

Explore more from Ramsey Network:

💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💡 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠⁠⁠⁠

Learn more about your ad choices. Visit megaphone.fm/adchoices