
Are Australians really doing it tougher? Real spending data from AU, US & NZ
Australian Finance Podcast
Outro
Closing disclaimers, links to show notes, Rask resources and encouragement to share the episode & Ad break.
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Topics Covered
– What is PocketSmith and how does it track spending data?
– Understanding the Global Spending Map
– Mortgage spending trends in Australia vs NZ vs US
– Why Australian mortgage costs have doubled in five years
– Fixed vs variable mortgages across different countries
– Rent increases and housing pressures in the US
– Institutional landlords and rental markets explained
– Are renters under more pressure than homeowners?
– Utility spending trends across Australia and New Zealand
– Why NZ energy costs swing more seasonally
– How geography and energy infrastructure affect power bills
– Everyday spending trends since 2021
– Why Australian spending is tracking inflation
– Why New Zealand households are “trading down”
– What trading down looks like in everyday life
– How households adjust spending when budgets get tight
Resources for this episode
PocketSmith – Personal Finance Platform
Episode with PocketSmtih Super-User
Buy Gemma’s book “The Money Reset”
Ask a question (select the Finance podcast)
Show partner resources
Join Pearler using code “RASK” for $15 of Pearler Credit
Get 50% off your first two months using PocketSmith
View Betashares range of funds
Rask resources
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DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
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