The Transfer of Wealth Process

As a financial, i used to be a financial ovaza for 12 years before i did this. The most alarming thing for me was actually seeing the difference between black people and white people when it comes to wealth. I worked in financial services for 12 years. Most of the black financial advises, 99 % of their clients were black. Most white financial avises, 99% of their client were white. So you don't even fully realize what's going on on the other side of the plaing field. You're not really exposed to people to have millions of dollars that they can just invest at any point in time or buy anything that they want. There is a huge disparity in this