How to Build Your Investment Portfolio (The Portfolio Pyramid!)
The Personal Finance Podcast
Q&A: Lower taxes and Medicare in retirement
Andrew recommends Roth conversions, strategic RMD planning, qualified charitable distributions, and consulting a CPA or advisor.
Most new investors start building their portfolio completely backwards. Here is the exact framework to build it the right way from the very first dollar.
👉 Join Andrew's FREE Portfolio Pyramid Masterclass.
What You'll Learn in This Episode
- The complete Portfolio Pyramid framework and exactly how much of your money belongs in each of the three tiers
- Why the foundation should make up 80% of your portfolio and what happens to your wealth when you skip it
- The specific index funds and ETFs that belong in your foundation and why they outperform most professional money managers
- What the growth layer is, what goes in it, and the individual stocks Andrew is personally buying right now
- When you have actually earned the right to add speculative assets to your portfolio and how much is too much
- The biggest mistakes investors make at every tier and how to avoid all of them
- Four advanced Q&As covering a guaranteed $99K teacher's pension, lowering taxes on a $1M 401k rollover, Medicare costs in retirement, and protecting your portfolio as you age
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Tool/s Mentioned
Resource/s Mentioned
Episode/s Mentioned
- The Simple Path to Wealth (With J.L. Collins)
- The Biggest Retirement Mistakes People Make (Avoid These!) Jesse Cramer
Watch Next
- How to Invest Your First $10K
- The Financial Priorities That Matter Most (By Life Stage)
- AI Is Coming for Your Job. Here's How to Prepare Financially
- How to Reduce Your Car Insurance (And Save Thousands)
- The $10K, $100K, $1M Milestones That Change Everything
Connect with Andrew
Question for you:
Where are you right now in the Portfolio Pyramid? Are you still building your foundation, starting to add growth layer investments, or have you moved into speculation territory?
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