Intentional spending and 'treats' vs lifestyle

 The internet has a lot of opinions about how you should be handling your money—cancel every subscription, never buy coffee, buy boring businesses to get rich. We like to focus on real advice that's actionable and realistic, not just viral.

So today, I'm joined by Tori Dunlap (@HerFirst100K) who’s helped over five million women make more, spend less, and feel financially confident. Together we are ranking some of the most common money advice tips that you hear on social media. Some of them are going to be really helpful, some of them are not—we clarify it all.

🎧 What you’ll learn:

• Why the most common money advice is actually keeping you broke (and what to focus on instead)

• The real reason you're not rich—it's not your coffee habit

• How to tell if you're wasting time on $5 decisions when you should be making $15,000 ones

• The one financial move that protects you even in the best relationships

• Why "treating yourself" every day is sabotaging your budget (and your happiness)

• The sticky number method for saving money without feeling deprived

• Which index funds actually deserve your money—and which ones don't

• How to stop being manipulated into buying crap you'll forget you own

• The automation trick that makes saving effortless (even if you can only save $20/month)

• Why your financial education is your best form of protest right now

For more from Tori Dunlap:

• Website: https://herfirst100k.com/quiz 

• Book: https://herfirst100k.com/financial-feminist-book 

• The Financial Feminist Podcast: https://herfirst100k.com/financial-feminist-podcast 

Ready to uplevel every part of your life? Order Liz’s book 100 Ways to Change Your Life: The Science of Leveling Up Health, Happiness, Relationships & Success now! 

Connect with Liz on Instagram @lizmoody or online at www.lizmoody.com. Subscribe to the substack by visiting https://lizmoody.substack.com/welcome.Buy our cute sweatshirts, conversation cards, and more at https://shop.lizmoody.com/.

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This episode is brought to you completely free thanks to the following podcast sponsors:

• Wildgrain: head to Wildgrain.com/LizMoody and use code LIZMOODY for $30 off and free croissants for life.

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The Liz Moody Podcast cover art by Zack. The Liz Moody Podcast music by Alex Ruimy.

Formerly the Healthier Together Podcast. 

This podcast and website represents the opinions of Liz Moody and her guests to the show. The content here should not be taken as medical advice. The content here is for information purposes only, and because each person is so unique, please consult your healthcare professional for any medical questions.

The Liz Moody Podcast Episode 407.

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