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Your Credit Score Shouldn’t Be Your Motivation

The Ramsey Show Highlights

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You Don't Need a Credit Score to Get a Mortgage

I don't have a lot of credit history, so I thought paying back a loan would help show some type of credit history. My goal for you is to still just pay this off and not to work your money and your financial plan around the credit score because you can still today live life without a credit score. You can even get a mortgage without a creditscore through manual underwriting. So I don't want the credit score to be the motivation of why you do things because it's basically an I love debt score.

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