Why Capping Credit Card Rates Harms Consumers

Podcast for Monthly Roundup #38: January 2026.

* 00:00 - Introduction

* 00:10 - California In Crisis

* 04:26 - Bad News

* 05:34 - Opportunity Knocks

* 06:48 - Government Working

* 12:20 - The Efficient Market Hypothesis Has Thoughts

* 13:44 - No All That Money Doesn’t Go To Pay Interest

* 16:58 - While I Cannot Condone This

* 18:31 - Burnout

* 21:21 - Good News, Everyone

* 30:51 - Good Advice

* 32:08 - For Your Entertainment

* 41:24 - Gamers Gonna Game Game Game Game Game

* 41:33 - Sports Go Sports

* 42:26 - Antisocial Media

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