674 - 8 Steps to Prepare Your Finances for Homeownership
Money Girl
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How to Deal With Old Debt
The older that a delinquent account or a late payment gets, the less it hurts your credit scores. Before submitting a mortgage cation, consider paying off any past due balances and negotiating settlements with creditors. Check your debt to income or d t i oratio, before applying for a mortgage. You can get my debt ratio calculator for free by sending me a text message.
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