The Legacy of Racial Redlining and Appraisal Bias

This chapter explores the discriminatory practices of the Home Owners' Loan Corporation (HOLC) and the ongoing issue of appraisal bias, highlighting their impact on property values based on race. It discusses how these practices have contributed to the racial wealth gap and the erosion of intergenerational wealth for black homeowners and people of color. The chapter also emphasizes the need to address underlying systems of inequality in homeownership and appraisals.