The Liquidity Question

In terms of behavior, there's still a lot to learn. I like to focus on what we know and control the controllables and then see what we can do about the uncontrollables. There are office buildings within certain markets that are close to 70, 80, 90% actually occupied, fully leased and that occupied. So we will be attracted to those buildings. It's the one where that words functional obsolescence are creeping into that we stay away from. Sure, makes sense. Last final question is, where do you think we are in 12 months time? Is it simply that there's been a market shift from banks involvement in commercial real estate to non-banks like yourself but