How an Average Household Builds Wealth

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Ryan Pineda hosts a debate between co-host Brian Davila and guest Michael Zuber as they clash over the best path to building wealth in 2026, covering real estate investing, entrepreneurship vs. W2 income, the housing market, AI’s impact on jobs, and the balance between financial success and enjoying life.⁣
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Connect with Michael:⁣
https://www.instagram.com/onerentalatatime/⁣
https://www.youtube.com/@OneRentalataTime ⁣
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If you want to start your real estate investing business, we'll give you 1:1 coaching, seller leads, software, & everything you need. https://www.wealthyinvestor.com⁣
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If you're a business owner who wants to get in peak physical shape, we can help! https://www.boardroom-athlete.com/apply⁣
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Join our private mastermind for elite business leaders who golf. https://www.mastermind19.com⁣
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Join free Bible studies and workshops for Christian business leaders. https://www.tentmakers.us⁣
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CHAPTERS:⁣
01:02 - Michael Zuber’s 3-Step Formula for Building Wealth⁣
09:27 - Living for Today vs. Sacrificing for 10+ Years⁣
16:16 - Side Hustles, Hybrid Entrepreneurs, and Increasing Income⁣
27:55 - Is It Easier to Get Rich as an Employee or Entrepreneur?⁣
40:41 - The 2026 Real Estate Market Forecast and Fed Policy⁣
57:14 - Why Housing Is America’s Biggest Affordability Problem⁣
01:03:52 - AI, Job Loss, and the Rise of Solo Entrepreneurs⁣
01:24:30 - Does Money Actually Make You Happy?⁣
01:27:30 - Living in the Moment vs. Planning the Future

Learn how to invest in real estate with the Cashflow 2.0 System! Your business in a box with 1:1 coaching, motivated seller leads, & softwares. https://www.wealthyinvestor.com/

Want to work 1:1 with Ryan Pineda? Apply at ryanpineda.com

Join our FREE community, weekly calls, and bible studies for Christian entrepreneurs and business people. https://tentmakers.us/

Want to grow your business and network with elite entrepreneurs on world-class golf courses? Apply now to join Mastermind19 – Ryan Pineda’s private golf mastermind for high-level founders and dealmakers. www.mastermind19.com
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About Ryan Pineda:

Ryan Pineda has been in the real estate industry since 2010 and has invested in over $100,000,000 of real estate. He has completed over 700 flips and wholesales, and he owns over 650 rental units. As an entrepreneur, he has founded seven different businesses that have generated 7-8 figures of revenue.

Ryan has amassed over 2 million followers on social media and has generated over 1 billion views online. Starting as a minor league baseball player making less than $2,000 a month, Ryan is now worth over $100 million. He shares his experiences in building wealth and believes that anyone can change their life with real estate investing.

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