Why PlanCorp Uses Historical Averages

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Ever wondered where your retirement plan's "probability of success" really comes from? In this episode, Peter pulls back the curtain on the assumptions inside Monte Carlo analysis—and explains why Plancorp anchors its projections to long-term base rates instead of short-term forecasts.

Listen now and learn:

► The three numbers that quietly drive most Monte Carlo projections

► The four common ways advisors choose capital market assumptions—and why they differ

► Why "more sophisticated" assumptions can sometimes create more error, not less

► How to think about your plan's probability of success without getting lost in the math

Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

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The commentary in this "post" (including any related blog, podcasts, videos, and social media) reflects the personal opinions, viewpoints, and analyses of the Plancorp LLC employees providing such comments, and should not be regarded the views of Plancorp LLC. or its respective affiliates or as a description of advisory services provided by Plancorp LLC or performance returns of any Plancorp LLC client.

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