Intro

💻 Shape what comes next for Smart Money Happy Hour by participating in our Spring 2026 audience study!

It’s not as simple as “broke” or “rich” anymore. Today we’re unpacking what kind of “rich” your spending says you are—from “fake rich” to “new money” to “quiet wealth.”

Next Steps:

• 🎙️ Catch our episode Are These Common Money Habits Broke, Average or Wealthy?
• 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour
• 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 
• 💵 Create a free budget and find more margin with EveryDollar.

Connect With Our Sponsors:

• Check out the FAIRWINDS Credit Union exclusive account bundle.
• Get 20% off when you join DeleteMe.
• Get 20% off with code SMARTMONEY at Cozy Earth.

Today’s Happy Hour Special: 🍧 Frozen Coconut Lemonade   

Recipe by: Eat Well 101

•  3/4 cup freshly squeezed lemon juice
•  Zest of 2 lemons
• 1 cup full-fat coconut milk
• 1/2 cup granulated sugar
•  2 1/2 cups ice cubes

 Instructions: Add lemon juice, sweetener, coconut milk, and ice to a blender. Blend until ice is crushed and the mixture gets slushy. Divide into glasses and serve immediately. Recipe yields 4 servings.

Explore More From Ramsey Network:

💡 The Rachel Cruze Show

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights 

🧠 The Dr. John Delony Show

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

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