2345: How To Stretch Out an IRA For Your Beneficiaries by Jeff Rose of Good Financial Cents
Optimal Finance Daily - Financial Independence and Money Advice
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How to Stretch Out an IRA for Your Beneficiaries
If you inherit an IRA, I highly recommend you consult a tax professional because the rules are constantly changing and it's way too easy to mess this up from a tax perspective. This article doesn't say it explicitly, but I believe it's talking specifically about traditional IRAs. Your beneficiary will be able to inherit the account without any tax or RMD implications. If the person inheriting your IRA is your spouse, in most cases they should take over ownership and treat it as their own versus as a beneficiary.
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