919: [Part 2] Should I Get A Credit Card? by The Finance Twins on Credit Card Rewards & Travel Points
Optimal Finance Daily - Financial Independence and Money Advice
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Should I Get a Credit Card? Part 2
More Americans will be filing bankruptcy in 2018 due to a mountain of credit card debt from overspending than due to fraudulent expenses on their accounts. If you want to justify getting a credit card for the security benefits, this is not a good enough reason if you aren't sure you'll be able to spend responsibly. Paying credit card interest is one of the worst things you can do with your money. The age of your credit accounts and your payment history are critically important components of your credit score.
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