The Capitalism and Freedom in the Twenty-First Century Podcast cover image

Banking Systems and Crises from Deposit Insurance to Stablecoins with Charles Calomiris | Hoover Institution

The Capitalism and Freedom in the Twenty-First Century Podcast

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Why U.S. branching restrictions increased fragility

Charles discusses local single-office U.S. banks, undiversified portfolios, and how that raised failure risk historically.

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